Erica Ma - Mortgage Broker

Erica Ma || April 27, 2020

Mortgage Interest Rates in the COVID-19 Economy

Mortgages and interest rates are still talked-about topics in the current economic climate. Here’s a recap. In January 2020, just prior to the pandemic surfacing in Canada, a five-year fixed...

Erica Ma || March 23, 2020

The Health Crisis and Your Mortgage

A lot has changed in the last few weeks, much of it unsettling. The current COVID-19 health crisis has created some level of uncertainty among the population and a lot of unknowns. So, here’s a...

Erica Ma || March 07, 2020

Recent changes may be good news for homebuyers

We’ve had back-to-back changes recently in the mortgage world – one direct, one indirect. The benchmark rate used to qualify will change downwards starting April 6, 2020, and the Bank of Canada...

Erica Ma || January 27, 2020

Know Your Words – Mortgage Words, that is

Buying a home is a big investment. With so much at stake, it’s important learn what you can about the homebuying process as well as understanding the "language” of mortgage lending. A recent...