Erica Ma - Mortgage Broker

Erica Ma || June 08, 2023

The Bank of Canada delivers another rate hike. Are more on the way?

The Bank of Canada delivered a quarter-point rate hike this week, bringing its key lending rate to 4.75%. Markets had been split over whether the Bank would choose to lift rates at this meeting...

Erica Ma || May 12, 2023

Mortgage consumers benefit from professional guidance and support: CMHC

The homebuying process can be overwhelming for anybody, but even more so for first-time homebuyers. But whether for a first-time home purchase or a second or third, all homebuyers benefit from...

Erica Ma || April 18, 2023

Insured, insurable and uninsured mortgages…what’s the difference?

If you’ve spent any amount of time researching mortgage rates, you’ll likely have seen references to these types of products: insured, insurable and uninsured. It’s important to know the...

Erica Ma || April 13, 2023

Bank of Canada holds rates, but remains hawkish by saying rates could still rise

There were no surprises with this week’s rate hold by the Bank of Canada, with some observers saying the Bank is likely to leave interest rates unchanged "for some time yet.” As a result of...